Financial Goals for 2009

Wow where did 2008 go? It seemed to fly by!

I just finished reading Dave Ramsey's Total Money Makeover and I'm ready to make positive changes in 2009. Hopefully by posting my financial goals I will hold myself more accountable.

1.) Re-build emergency fund. I say re-build because we had a small amount of savings but our refrigerator decided to go out on us today and we had to buy a new one. What a way to start off the new year! I will be keeping track of our savings at the bottom of my blog homepage. I'm hoping to get at least a few dollars in there by the end of the month, that zero looks pitiful!

2.) Have all debt except student loans paid off by December 2009.

It may not seem like a lot to most people but to is that is MORE than enough! We have about $2000 in credit card debt and lots of medical bills. Maybe I'll make a debt countdown ticker as well.

I hope everyone had a Happy New Year and had a wonderful 2009!

Finally I can post this!

It's a GIRL! Well delivery is the only way to know for sure but when we did the ultrasound we saw the 3 lines :) I gave my mom and Piggy's mom an ultrasound picture for their birthdays. I hadn't seen my mom in a while so I ended up giving it to her Christmas day. I know she reads here sometimes so I wanted to wait until she got her gift before I posted.

I hope everyone had a Merry Christmas! I am about to upload Christmas pictures so I should be back soon!! :)

Oh My Gosh... It's SNOWING!!!

Here in south Louisiana we have SNOW. Not the normal 'Louisiana snow' *icy rain* but actual SNOW!!!!!!

On a different note, KK has been battling staph infections. Yesterday they decided to lance one to test it and see what the deal is. I NEVER want to have to do that again. He SCREAMED!!!!!! I've never had one but I'm sure it's painful. I should probably mention, it was on his bottom so sitting down was not a very pleasant task for him. After fighting to get his prescription filled we came home and I gave him some pain medicine. This is how he looked after it kicked in.

And to end this.. I am going have my ultrasound this afternoon. We are hoping for a GIRL!!!!

Menu Plan 12/08 - 12/12

12-8-08 Monday
Lunch: pizza rolls
Dinner: Baked Chicken (big batch)
AM Snack: fruit

12-9-08 Tuesday *Dancing*
Lunch: chicken nuggets
Dinner: leftovers
AM Snack: rice cakes

12-10-08 Wednesday
Lunch: Hormel cup
Dinner: pork chops (big batch)
AM Snack: chips

12-11-08 Thursday *Ultrasound*
Lunch: chicken noodle soup
Dinner: leftovers
AM Snack: fruit

12-12-08 Friday
Lunch: Hormel cup
Dinner: tacos
AM Snack: yogurt

12-13-08 Saturday
Lunch: leftover tacos
Dinner: Piggy's day to cook!
AM Snack: fruitcups

For more menu plan ideas check out Menu Plan Monday hosted by Orgjunkie.com!!

My 'Plan'

I've decided I want to try something for a few months. Instead of focusing so much on budgeting I am going to start focusing more on planning. I am hoping that by doing more planning other things will begin to fall into place. I realized that I was putting all of my effort into budgeting and getting good deals, etc.... BUT what good is a basket full of cheap groceries if you can't put them together with the things you have at home to make a complete meal!?!? We would end up having to go back to the store and in the end we spent more money that we would have, had I just planned ahead of time.



I am going to try and be more faithful to menu planning. I make the plan and I try to stick to it but for some reason by the end of the week it just falls apart. I am going to start planning breakfast, lunch, dinner, morning snack, afternoon snack, and something for Piggy to bring for lunch. Good luck to me!!! :)